🇵🇦 Panama Residency by Investment Requirements

Residency by Investment

Panama offers one of the most flexible and tax-efficient residency-by-investment programs in Latin America through the Qualified Investor Visa Program, allowing investors and their families to obtain Permanent Residency in Panama.

The program provides a straightforward pathway to long-term residency with potential eligibility for Panamanian citizenship through naturalization.

Investment Options

Real Estate Investment

• Minimum Investment – USD 300,000 (Applicable until 15 October 2026)
• Investment threshold increases to USD 500,000 thereafter.

Eligible investments include:

✔ Residential Properties
✔ Commercial Properties
✔ Hotel Developments
✔ Approved Real Estate Projects

Securities Investment

• Minimum Investment – USD 500,000

Investment in approved Panamanian securities through a licensed brokerage account.

Fixed-Term Bank Deposit

• Minimum Deposit – USD 750,000

Deposit must be maintained with a licensed Panamanian bank for a minimum period of 5 years.

Associated Costs

Apart from the qualifying investment, applicants should consider additional government and professional expenses.

Government Fees

• Main Applicant – Approximately USD 5,000

• Each Dependent – Approximately USD 1,000

Legal Fees

Professional legal and immigration advisory fees generally start from USD 5,000 – 10,000

Additional Expenses

• Medical Examination Costs

• Translation and Notarization Charges

• Residence Card Issuance Fees

Eligibility and Requirements

To qualify for Panama Residency by Investment, applicants must satisfy the following conditions:

✔ Invest in an approved investment category

✔ Demonstrate lawful source of investment funds

✔ Maintain a clean criminal background

✔ Hold valid health insurance

✔ Submit biometric information in Panama

✔ Maintain the qualifying investment throughout the required period

Permanent residency is generally granted upon approval.

Applicants may become eligible for Panamanian citizenship through naturalization after maintaining residency and fulfilling physical presence requirements.

Panama Residency Benefits

Panama remains one of the most attractive destinations for global investors and entrepreneurs.

Its key benefits include:

✔ Permanent Residency from Approval

✔ Family Members Can Be Included

✔ Favorable Territorial Tax System

✔ No Tax on Foreign-Sourced Income

✔ Access to an International Banking Hub

✔ Strategic Location Connecting North and South America

✔ Potential Pathway to Citizenship

✔ High Quality of Life and Affordable Cost of Living